Auto insurance is not cheap, and not all policies are the same. Luckily for you, the internet has made shopping for car insurance a breeze. You can receive many quotes at once for the coverage that you actually need, receive discounts for things you’re already doing, and get an adjusted quote based off of things such as your credit score. You need auto insurance if you own a car, but you don’t need to overpay. The ways you can save on auto insurance are abundant!
Artificial Intelligence (AI)
AI tools have made a lot of things in our lives easier. We can set them to turn on our lights, ask them to set timers for our ovens, and even have them compare hundreds of insurance policy quotes for us in a matter of minutes. Enter some basic information about yourself and your car into one of these tools, and in minutes you’ll have dozens of the best offers these tools could find for you. These tools also allow you to adjust what types of policies you’re looking for, including your deductibles and how much of which coverages you need.
Discounts
There are an overwhelming amount of discounts that are available to you. Many people are surprised to find out that they qualify for more discounts than they realized. Some of the most common include: student or educated driver, good driver, military or family of military, and many more. All you need to do is ask! Call and talk to an agent about discounts that may be available to you. You may be required to upload documented proof that you qualify for these discounts, but five minutes of your time is definitely worth the money you could save. You may also receive discounted insurance if you have multiple policies with the same company, and also if you’ve kept your policy for multiple cycles.
Driving Tracker Devices
Many insurance companies offer devices that track things like how hard you break and how fast you drive. There are even apps that you can install on your phone that will do the same thing as these devices. Ultimately, if you’re a safe driver, these devices could save you a lot of money if you’re eligible. They may also offer advice as to how you can be safer on the road.
Credit Score
If you have a decent credit score, you may be eligible for discounted auto insurance. These offers usually come through credit monitoring programs. If you don’t want to join one of these programs, most credit monitoring services will give you your score for free.

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