How to Transition to the Real World After College

How to Transition to the Real World After College

If you have recently joined the world of “adulting” or know someone who has, it can be overwhelming. Here are some quick tips that might be helpful. For financial decisions you need to make, our team is here to help! 1. By all means, take time to figure things out:...
How trauma affects you

How trauma affects you

How trauma affects you Trauma can have a profound and long-lasting effect on our mental health. It can cause us to behave in ways that are completely unexpected, and often have a negative impact on our finances. Trauma can have a large effect on our relationship with...
What are the symptoms of too much stress?

What are the symptoms of too much stress?

What are the symptoms of too much stress? We all know that stress is bad for us, but did you know that it can have a serious impact on our finances? Stress can lead to health problems, which in turn can lead to missed work and increased healthcare costs. It can also...
What are the different types of mutual funds?

What are the different types of mutual funds?

What are the different types of mutual funds? There are many different types of mutual funds, and each type has its own unique set of characteristics. There are six common types of mutual funds: money market funds, fixed income funds, equity funds, balanced funds,...
IRAs: Roth vs Traditional

IRAs: Roth vs Traditional

IRAs: Roth vs Traditional When it comes to saving for retirement, there are a lot of options to choose from. One of the most popular choices is the IRA. There are two main types of IRA – Roth and Traditional. They are similar, but differ in terms of taxation, funding,...
Estate Planning & Dynasty Trusts

Estate Planning & Dynasty Trusts

Estate Planning & Dynasty Trusts A trust is a legal arrangement that allows trustees to control assets on behalf of a trustor. Trusts are important for estate planning, as they protect the trustor’s assets and intention to distribute them after the trustor has...
How to negotiate for a lower interest rate

How to negotiate for a lower interest rate

How to negotiate for a lower interest rate If you are like most people, you probably don’t enjoy negotiating. It can be stressful and it feels like you are putting your fate in someone else’s hands. However, when it comes to getting a lower interest rate...

Tips For Balancing Your Portfolio

There are countless choices when it comes to managing your investment portfolio. This is why many people find it challenging to determine what is the one best way to balance a portfolio that will maximize profit while minimizing risk. Unfortunately, there is not a...

Options to Consider For Preferred Beneficiaries

Once you pass away, there are various things that could happen with your bank account. Much of this can depend on how you have your account set up. Whether or not you have a will or trust can also make a difference. The important thing is that you take action to make...

August Newsletter

This monologue will have a point for today’s current economic situation — bear with me for a minute. In 2021, inflation came in just under 8%. We know from the San Francisco Federal Reserve that approximately 3 percentage points were due to the US government...