How to Transition to the Real World After College

How to Transition to the Real World After College

If you have recently joined the world of “adulting” or know someone who has, it can be overwhelming. Here are some quick tips that might be helpful. For financial decisions you need to make, our team is here to help! 1. By all means, take time to figure things out:...
What are the different types of mutual funds?

What are the different types of mutual funds?

What are the different types of mutual funds? There are many different types of mutual funds, and each type has its own unique set of characteristics. There are six common types of mutual funds: money market funds, fixed income funds, equity funds, balanced funds,...
IRAs: Roth vs Traditional

IRAs: Roth vs Traditional

IRAs: Roth vs Traditional When it comes to saving for retirement, there are a lot of options to choose from. One of the most popular choices is the IRA. There are two main types of IRA – Roth and Traditional. They are similar, but differ in terms of taxation, funding,...
Estate Planning & Dynasty Trusts

Estate Planning & Dynasty Trusts

Estate Planning & Dynasty Trusts A trust is a legal arrangement that allows trustees to control assets on behalf of a trustor. Trusts are important for estate planning, as they protect the trustor’s assets and intention to distribute them after the trustor has...
How to negotiate for a lower interest rate

How to negotiate for a lower interest rate

How to negotiate for a lower interest rate If you are like most people, you probably don’t enjoy negotiating. It can be stressful and it feels like you are putting your fate in someone else’s hands. However, when it comes to getting a lower interest rate...

Tips For Balancing Your Portfolio

There are countless choices when it comes to managing your investment portfolio. This is why many people find it challenging to determine what is the one best way to balance a portfolio that will maximize profit while minimizing risk. Unfortunately, there is not a...

Options to Consider For Preferred Beneficiaries

Once you pass away, there are various things that could happen with your bank account. Much of this can depend on how you have your account set up. Whether or not you have a will or trust can also make a difference. The important thing is that you take action to make...

August Newsletter

This monologue will have a point for today’s current economic situation — bear with me for a minute. In 2021, inflation came in just under 8%. We know from the San Francisco Federal Reserve that approximately 3 percentage points were due to the US government...

Tips to Keep Your Brain Healthy

Aging is a part of life. It happens to everybody and will come with changes to many parts of your body. As time goes on your brain will experience these changes which are completely natural and to be expected. This can show up as loss of memory or even Alzheimer’s...

How Do You Know When It Is Time To Retire?

It can be difficult for many people to decide when they want to retire. Although many are forced into retirement due to illness, caretaking responsibilities or losing a job, others are able to choose when they retire. The problem arises when you are resistant to the...