by Rademacher | Sep 5, 2022 | Uncategorized
How to negotiate for a lower interest rate If you are like most people, you probably don’t enjoy negotiating. It can be stressful and it feels like you are putting your fate in someone else’s hands. However, when it comes to getting a lower interest rate...
by Rademacher | Sep 1, 2022 | Uncategorized
There are countless choices when it comes to managing your investment portfolio. This is why many people find it challenging to determine what is the one best way to balance a portfolio that will maximize profit while minimizing risk. Unfortunately, there is not a...
by Rademacher | Aug 26, 2022 | Uncategorized
Once you pass away, there are various things that could happen with your bank account. Much of this can depend on how you have your account set up. Whether or not you have a will or trust can also make a difference. The important thing is that you take action to make...
by Rademacher | Aug 25, 2022 | Uncategorized
This monologue will have a point for today’s current economic situation — bear with me for a minute. In 2021, inflation came in just under 8%. We know from the San Francisco Federal Reserve that approximately 3 percentage points were due to the US government...
by Rademacher | Aug 19, 2022 | Uncategorized
Aging is a part of life. It happens to everybody and will come with changes to many parts of your body. As time goes on your brain will experience these changes which are completely natural and to be expected. This can show up as loss of memory or even Alzheimer’s...
by Rademacher | Aug 11, 2022 | Uncategorized
It can be difficult for many people to decide when they want to retire. Although many are forced into retirement due to illness, caretaking responsibilities or losing a job, others are able to choose when they retire. The problem arises when you are resistant to the...
by Rademacher | Aug 4, 2022 | Uncategorized
A divorce can be a trying time in many people’s lives. With all of the emotional turmoil that is common during a divorce it can be difficult to concentrate on all of the financial changes that are occurring as a result of your divorce. However, it is important to...
by Rademacher | Jul 30, 2022 | Uncategorized
How much of a down payment you need for a business loan will depend on various factors related to your personal finances. The type of loan also makes a difference. Having enough capital is one of the most common obstacles for a new small business or even an...
by Rademacher | Jul 22, 2022 | Uncategorized
Although talking about your parents’ eventual death may not be a great subject to bring up at the family dinner table, it is still essential to discuss estate planning with your parents. Failure to talk about how to administer your parents’ estate can result in...
by Rademacher | Jul 8, 2022 | Uncategorized
Are wealth advisors worth it? Let’s be honest; not everyone understands personal finance management or knows how to take advantage of experts to capitalize on their wealth. Deciding whether to get hold of a wealth advisor or manage investments on your own...
