How do pets affect our finances?

Pets are a big responsibility, and they can also affect our finances in a number of ways. For example, the cost of vet visits and emergency vet care can add up quickly. In addition, as pets get older they may require special food which can be more expensive. Pet...

What is a high-yield savings account?

A High-Yield Savings Account, or HYSA, is a bank account that offers a higher annual percentage yield (APY) than a traditional savings account. Many people invest in HYSA’s because of the high APY that they offer. So what are HYSA’s, who should invest in...
What are the symptoms of too much stress?

What are the symptoms of too much stress?

We all know that stress is bad for us, but did you know that it can have a serious impact on our finances? Stress can lead to health problems, which in turn can lead to missed work and increased healthcare costs. It can also cause us to make poor financial decisions,...
What are the different types of mutual funds?

What are the different types of mutual funds?

There are many different types of mutual funds, and each type has its own unique set of characteristics. There are six common types of mutual funds: money market funds, fixed income funds, equity funds, balanced funds, index funds, and specialty funds. They have their...
IRAs: Roth vs Traditional

IRAs: Roth vs Traditional

When it comes to saving for retirement, there are a lot of options to choose from. One of the most popular choices is the IRA. There are two main types of IRA – Roth and Traditional. They are similar, but differ in terms of taxation, funding, and more. We’ll...
Estate Planning & Dynasty Trusts

Estate Planning & Dynasty Trusts

A trust is a legal arrangement that allows trustees to control assets on behalf of a trustor. Trusts are important for estate planning, as they protect the trustor’s assets and intention to distribute them after the trustor has passed. Trusts are a great way to take...
How to negotiate for a lower interest rate

How to negotiate for a lower interest rate

If you are like most people, you probably don’t enjoy negotiating. It can be stressful and it feels like you are putting your fate in someone else’s hands. However, when it comes to getting a lower interest rate on your credit cards, mortgages, auto loans,...

Tips For Balancing Your Portfolio

There are countless choices when it comes to managing your investment portfolio. This is why many people find it challenging to determine what is the one best way to balance a portfolio that will maximize profit while minimizing risk. Unfortunately, there is not a...

Options to Consider For Preferred Beneficiaries

Once you pass away, there are various things that could happen with your bank account. Much of this can depend on how you have your account set up. Whether or not you have a will or trust can also make a difference. The important thing is that you take action to make...