by Rademacher | Feb 22, 2023 | Uncategorized
Pets are a big responsibility, and they can also affect our finances in a number of ways. For example, the cost of vet visits and emergency vet care can add up quickly. In addition, as pets get older they may require special food which can be more expensive. Pet...
by Rademacher | Feb 15, 2023 | Uncategorized
A High-Yield Savings Account, or HYSA, is a bank account that offers a higher annual percentage yield (APY) than a traditional savings account. Many people invest in HYSA’s because of the high APY that they offer. So what are HYSA’s, who should invest in...
by Rademacher | Oct 10, 2022 | Uncategorized
We all know that stress is bad for us, but did you know that it can have a serious impact on our finances? Stress can lead to health problems, which in turn can lead to missed work and increased healthcare costs. It can also cause us to make poor financial decisions,...
by Rademacher | Oct 3, 2022 | Uncategorized
There are many different types of mutual funds, and each type has its own unique set of characteristics. There are six common types of mutual funds: money market funds, fixed income funds, equity funds, balanced funds, index funds, and specialty funds. They have their...
by Rademacher | Sep 26, 2022 | Uncategorized
When it comes to saving for retirement, there are a lot of options to choose from. One of the most popular choices is the IRA. There are two main types of IRA – Roth and Traditional. They are similar, but differ in terms of taxation, funding, and more. We’ll...
by Rademacher | Sep 19, 2022 | Uncategorized
A trust is a legal arrangement that allows trustees to control assets on behalf of a trustor. Trusts are important for estate planning, as they protect the trustor’s assets and intention to distribute them after the trustor has passed. Trusts are a great way to take...
by Rademacher | Sep 12, 2022 | Uncategorized
People join the U.S. military for a variety of reasons, including patriotism and defending American values. In addition to these honorable motivations, joining the military does provide you with many material benefits that can improve your personal finances and...
by Rademacher | Sep 5, 2022 | Uncategorized
If you are like most people, you probably don’t enjoy negotiating. It can be stressful and it feels like you are putting your fate in someone else’s hands. However, when it comes to getting a lower interest rate on your credit cards, mortgages, auto loans,...
by Rademacher | Sep 1, 2022 | Uncategorized
There are countless choices when it comes to managing your investment portfolio. This is why many people find it challenging to determine what is the one best way to balance a portfolio that will maximize profit while minimizing risk. Unfortunately, there is not a...
by Rademacher | Aug 26, 2022 | Uncategorized
Once you pass away, there are various things that could happen with your bank account. Much of this can depend on how you have your account set up. Whether or not you have a will or trust can also make a difference. The important thing is that you take action to make...